Trailer financing
Flatbeds, vans, dump trailers and tankers, new or used, through a lease or a loan.

At a glance
- Trailers
- Flatbeds, vans, dump, tankers
- At term end
- Buyout value agreed at signing
The trailers we finance
Whether it joins an existing fleet or replaces a trailer at the end of its life, a trailer is financed like a truck: through a lease or a loan, new or used.
We compare lenders for your file.
- FlatbedsMaterials, machinery, oversized loads
- VansGeneral and refrigerated freight
- Dump trailersBulk, aggregates and construction
- TankersLiquids and bulk products
| Purchase | Lease | |
|---|---|---|
| Taxes paid at delivery | $13,478 | $0 |
| Taxes on each payment | None | 14.975% of the payment |
| At the end of the term | Owner | Buyout value |
A business registered for GST and QST recovers these taxes either way. Leasing only changes when you pay them.
Lease or term loan
A lease spreads sales taxes over each payment and ends with a buyout value agreed at signing. With a loan, the trailer is yours from delivery.
A used trailer
Age criteria for a used trailer vary from one lender to another. Bought from a private seller or another business, it is financed through an accommodation sale, with an RDPRM search.
Start your file
Enter the amount you have in mind and we will call you back to complete the file. Free and without commitment.
Or call (514) 648-8487
Free quote, several lenders compared.
Lease or loan: which should I choose?
With a lease, your business rents the equipment and can buy it at the end of the term through a buyout value. Payments are usually lower, and sales taxes are added to each payment. With a loan, you own the equipment from day one. The right choice depends on your tax situation and your goals: check it with your accountant.
Do you finance used equipment?
Yes. We finance used trucks, trailers and machinery, bought from a dealer or a private seller. Each lender has its own age and mileage criteria.
Is a down payment required?
It depends on the lender, the type of equipment and your business profile. Some files close without a down payment, others require one. We tell you after reviewing your situation.
How long does approval take?
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Is there a minimum or maximum amount to finance?
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See also
- TrucksHighway tractors, straight trucks and dump trucks
- LeasingRent the equipment and own it at term end, with taxes spread over the payments.
Looking for a trailer? Lavoie Transit, our sister company, lists trailers available to finance.
Caroline LavoiePresident, sales and financing
A trailer to finance?
(514) 648-8487Monday to Friday, 8 a.m. to 5 p.m.
Toll-free (800) 663-8487