Used heavy truck financing
Finance a used truck, trailer or machine, bought from a dealer or a private seller.
At a glance
- Source
- Dealer or private seller
- Check
- RDPRM search
- Import
- Help with customs clearance
- Criteria
- Age and mileage vary by lender
Why finance used equipment
Well-chosen used equipment often offers the best balance between monthly cost and production capacity, and frees up capital for the rest of your operations.
We finance used equipment bought from a dealer as well as from a private seller.
Before closing the deal
Call us before you sign. Some conditions can only be negotiated before the sale, and we check the RDPRM for rights registered on the vehicle, meaning any debts attached to it.
- Before signingCall us: some conditions can only be negotiated upfront.
- The checkWe run the RDPRM search to identify registered rights.
- Buying from a private sellerThe law requires a licensed dealer once financing is involved: we play that role.
- ReconditioningWork needed after purchase can be financed separately.
Bought from a private seller
Many good trucks are sold between businesses or private parties, outside dealerships. As soon as financing is involved, Québec law requires the transaction to go through a dealer holding a valid SAAQ licence.
We handle it as an accommodation sale: the RDPRM search, the required documents and the buyer's financing are all settled in one place.
A truck bought outside the country
The right equipment is sometimes across the border. We help with the import and customs clearance process, in addition to financing the purchase.
Still looking for the equipment? Let us search for you. See equipment sourcing.
- 1.The equipment
- You tell us which truck or machine you want, and where it is.
- 2.Customs clearance
- We help with the import and customs clearance steps.
- 3.The financing
- We finance the purchase, just as for equipment bought here.
Start your file
Enter the amount you have in mind and we will call you back to complete the file. Free and without commitment.
Or call (514) 648-8487
Free quote, several lenders compared.
Do you finance used equipment?
Yes. We finance used trucks, trailers and machinery, bought from a dealer or a private seller. Each lender has its own age and mileage criteria.
Can we finance a truck bought from a private seller?
Yes. Because financing is involved, the sale must go through a dealer holding a SAAQ licence, which is our role. We handle the accommodation sale, check the RDPRM and finance the buyer. See accommodation sales.
Do you finance equipment bought outside the country?
Yes. We help with the equipment import and customs clearance process, in addition to financing it.
Is there an age or mileage limit?
Each lender has its own age and mileage criteria, and they differ widely. Equipment turned down by one lender is sometimes financed by another, which is exactly why we compare.
Can you find the truck for us?
Yes. Tell us what you need: we search for your next piece of equipment, check it and finance it. See equipment sourcing.
How much does a quote cost?
Nothing. The quote is free and without commitment.
See also
- Equipment sourcingWe search for the equipment, then finance it.
- Accommodation saleSell a truck to one of your drivers, with the buyer's financing included.
Still looking for the truck? Lavoie Transit, our sister company, lists trucks available to finance.
Caroline LavoiePresident, sales and financing
Found a used truck? Let's talk
(514) 648-8487Monday to Friday, 8 a.m. to 5 p.m.
Toll-free (800) 663-8487